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Our loan officers are ready to serve you NOW!

At Preferred Mortgage, Inc., we represent excellence as we work to find the loan you want so that you can achieve your goals and live your dreams.

CALL TODAY!      (618) 463-5700   

LIVE THE AMERICAN DREAM!

Preferred Mortgage, Inc. is dedicated to help you finance the kind of home you've always imagined. Your Preferred Mortgage, Inc. representative will be with you from start to finish, because you deserve excellence.


BE MORTGAGE-FREE SOONER!

You can be free of mortgage payments years ahead of time. Preferred Mortgage, Inc. can set up a payment plan that will help you to pay down the principal on your mortgage faster.


DROP YOUR RATE FURTHER!

Take advantage of the great rates that are lower than they have been in decades. You could save thousands of dollars by refinancing your home.


FIRST TIME HOME BUYER

At Preferred Mortgage, Inc. we will guide you through the mortgage loan process step by step and get you into your first home. From coming up with the down payment to closing costs, we are here to assist you from start to finish.


FIXED RATE MORTGAGES

Act now to lock in one of the lowest rates in decades! A fixed rate mortgage may suit your needs if you plan on staying in your home for a few years.


ADJUSTABLE RATE MORTGAGES

An adjustable rate mortgage may be exactly what you are looking for if you are seeking a lower monthly payment initially. Perhaps you would like to buy more home now with an ARM at a fixed rate for a 3-5 year period. Then your rate is subject to change, based on interest rates at that time. An ARM may be ideal for you if you plan on moving in a few years.


BUILD YOUR DREAM HOME!

Don't wait another year to build your dream home! Preferred Mortgage, Inc. has new construction loans designed to ease the home building process. We keep in mind unexpected building material shortages, or uncooperative weather, or latent design changes. Our programs will help you to ease into a favorable interest rate once your home is constructed as well.
 


START LIVING YOUR DREAMS TODAY

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $300,700 with closing costs of $6,014. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $350,000 with closing costs of $7,000. Your actual APR may be different depending upon these factors.